Calvos Insurance is the oldest and largest insurance company in Guam, offering a range of personal insurance services such as auto, motorcycle, homeowners, renters, and life insurance. With separate divisions for Property & Casualty and Life & Health, Calvos Insurance understands the unique needs of their clients and provides trusted coverage.
Whether you are looking to make a payment, access coverage information, or verify eligibility, Calvos Insurance offers convenient online services through their provider portal. Connect with Calvos Insurance on LinkedIn and follow them on Instagram for updates and information. Contact Calvos Insurance at +1 671-472-6816 for more details.
Table of Contents
Introduction To Calvos Insurance
Calvos Insurance is a trusted insurance company that has been serving the people of Guam and the Northern Mariana Islands (CNMI) for many years. With a legacy of trust and a commitment to providing top-notch insurance services, Calvos Insurance has become the oldest and largest insurance company on the island. Whether you are in need of auto, motorcycle, homeowners, renters, or life insurance, Calvos Insurance has got you covered. They understand the unique needs of their customers and strive to provide them with personalized insurance solutions.
What is Calvos Insurance?
Calvos Insurance is an insurance company that has been operating in Guam and CNMI for several decades. They offer a wide range of insurance services to individuals and businesses, including auto, motorcycle, homeowners, renters, and life insurance. With a deep understanding of the insurance industry and a commitment to customer satisfaction, Calvos Insurance has established itself as a leading insurance provider in the region.
History and Legacy of Calvos Insurance
Calvos Insurance has a rich history that dates back to its establishment many years ago. They have built a legacy of trust and reliability, becoming a household name in Guam and CNMI. The company’s founders had a vision to provide the community with high-quality insurance services that would protect their assets and secure their future. Today, Calvos Insurance continues to carry forward this legacy, delivering on their promise to provide excellent insurance coverage to their customers.
Overview of Services Offered by Calvos Insurance
Calvos Insurance offers a comprehensive range of insurance services tailored to meet the specific needs of their customers. Their services include:
- Auto Insurance: Calvos Insurance understands the importance of protecting your vehicle. They offer auto insurance policies with flexible coverage options to ensure that you have the protection you need on the road.
- Motorcycle Insurance: If you are a motorcycle owner, Calvos Insurance offers specialized insurance policies to keep you protected on your rides. With their insurance coverage, you can enjoy the freedom of the open road with peace of mind.
- Homeowners Insurance: Your home is your sanctuary, and Calvos Insurance understands the importance of protecting it. They provide homeowners insurance policies that safeguard your property and belongings against unforeseen events.
- Renters Insurance: Even if you are renting a property, it is essential to protect your belongings. Calvos Insurance offers renters insurance policies that cover your personal belongings and provide liability protection.
- Life Insurance: Planning for the future is crucial, and Calvos Insurance offers life insurance policies to help you secure your loved ones’ financial well-being. Their life insurance policies provide peace of mind and financial security in the event of an untimely death.
Calvos Insurance is committed to providing excellent customer service and ensuring that their customers have the insurance coverage they need. No matter what type of insurance you are looking for, Calvos Insurance has the expertise and experience to meet your needs.
The Importance Of Insurance Coverage
Understanding the need for insurance
In today’s uncertain world, having insurance coverage is more important than ever. Life is full of unexpected events and accidents that can lead to costly consequences. Understanding the need for insurance helps us prepare for the unforeseen and protect ourselves, our loved ones, and our assets.
Benefits of having insurance coverage
Having insurance coverage offers several benefits that can provide peace of mind and financial security. Here are some key advantages:
- Financial protection: Insurance coverage safeguards against unexpected expenses and losses. It helps cover medical bills, repairs, legal fees, and other financial burdens that may arise.
- Risk mitigation: Insurance allows individuals and businesses to transfer the risks they cannot afford to take onto an insurer. This reduces the impact of potential losses and helps maintain stability.
- Asset protection: Insurance coverage helps protect valuable assets such as homes, vehicles, and possessions. In the event of theft, damage, or natural disasters, insurance helps recover or replace these assets.
- Peace of mind: With insurance, individuals can have peace of mind knowing that they are protected from the unexpected. This reduces stress and allows them to focus on their personal and professional lives.
How Calvos Insurance helps protect individuals and businesses
Calvos Insurance is a trusted insurance agency that specializes in providing comprehensive coverage to individuals and businesses. With their expertise and experience, Calvos Insurance offers tailored insurance solutions that cater to the specific needs of their clients.
Calvos Insurance offers a wide range of insurance options, including:
- Auto and motorcycle insurance
- Homeowners and renters insurance
- Life insurance
- Health insurance
By partnering with Calvos Insurance, individuals and businesses can benefit from:
- Expert advice: Calvos Insurance’s team of professionals provides expert advice and guidance to ensure clients choose the right coverage options for their specific needs.
- Customizable policies: Calvos Insurance understands that every individual and business is unique. They offer customizable policies that can be tailored to meet specific requirements and budgets.
- Responsive customer service: Calvos Insurance prioritizes customer satisfaction by providing prompt and responsive customer service. They are always available to assist clients with any inquiries, claims, or policy adjustments.
With Calvos Insurance, individuals and businesses can have the peace of mind that they are protected against unexpected events and have the necessary coverage to navigate through life’s uncertainties.
Calvos Insurance: Auto And Motorcycle Insurance
Calvos Insurance understands the importance of protecting your vehicles, whether it’s your car for your daily commute or your motorcycle for those thrilling rides. With a legacy of trust in Guam and CNMI, Calvos Insurance has become the island’s oldest and largest insurance company, offering comprehensive coverage options for vehicles and specialized coverage for motorcycles. When it comes to auto and motorcycle insurance, Calvos Insurance has got you covered.
Comprehensive Coverage Options for Vehicles
At Calvos Insurance, we provide a wide range of comprehensive coverage options for vehicles. Whether you own a car, truck, or SUV, our insurance policies are designed to protect you in the event of accidents, theft, or damage. Our coverage options include:
- Bodily injury liability
- Property damage liability
- Collision coverage
- Comprehensive coverage
- Uninsured/underinsured motorist coverage
Specialized Coverage for Motorcycles
Motorcycles require specialized coverage due to their unique features and risks involved. Calvos Insurance understands the special needs of motorcycle owners and provides tailored insurance policies to protect both the rider and the bike. Our specialized coverage for motorcycles includes:
- Liability coverage
- Collision coverage
- Comprehensive coverage
- Uninsured/underinsured motorist coverage
- Accessory coverage
Benefits of Choosing Calvos Insurance for Auto and Motorcycle Insurance
When you choose Calvos Insurance for your auto and motorcycle insurance needs, you can enjoy a range of benefits:
- Personalized service: Our team of experienced insurance professionals will work closely with you to understand your needs and find the best coverage options.
- Competitive rates: We offer competitive rates and flexible payment options to ensure that you get the coverage you need at a price that fits your budget.
- 24/7 claims support: In the unfortunate event of an accident or damage, our claims team is available 24/7 to assist you and guide you through the claims process.
- Roadside assistance: As an added convenience, our auto insurance policies include roadside assistance services, providing you with peace of mind on the road.
- Trust and reliability: With a legacy of trust in Guam and CNMI, Calvos Insurance has been serving the community for years, earning a reputation for reliability and excellent customer service.
When it comes to protecting your vehicles and motorcycles, trust the experts at Calvos Insurance. Contact us today to get a personalized quote and find the perfect coverage options for your auto and motorcycle insurance needs.
Calvos Insurance: Homeowners And Renters Insurance
Protection for homeowners against property damage and liability
As a homeowner, protecting your property from unforeseen events is of utmost importance. Calvos Insurance offers comprehensive homeowners insurance coverage that safeguards your home and belongings against property damage and liability. Whether it’s damage caused by fire, theft, natural disasters, or accidents, Calvos Insurance has you covered.
Their homeowners insurance policies provide financial protection for your dwelling, personal property, and any additional structures on your property. In the unfortunate event of a covered loss, Calvos Insurance will help cover the cost of repairs or replacement, ensuring that your investment is protected.
Furthermore, Calvos Insurance understands that accidents happen, and liability coverage is crucial to protect you against lawsuits and medical expenses in case someone gets injured on your property. Their homeowners insurance policies include liability coverage to give you peace of mind and protect your finances.
Coverage options for renters and tenants
Renters and tenants also deserve the same level of protection as homeowners. Calvos Insurance offers renters insurance policies tailored to the specific needs of tenants, ensuring that their belongings are protected against damage, theft, or loss.
With Calvos Insurance renters insurance, you can rest easy knowing that your personal property, such as furniture, electronics, and clothing, are covered in case of fire, vandalism, or other covered perils. In addition to property protection, renters insurance also includes liability coverage, safeguarding you against accidents in your rented space.
Calvos Insurance understands that every renter has unique needs, which is why they offer flexible coverage options. You can customize your renters insurance policy to fit your specific requirements, ensuring that you have the right amount of coverage at an affordable price.
Advantages of Calvos Insurance for homeowners and renters
Calvos Insurance stands out from other insurance providers by offering a range of advantages specifically designed for homeowners and renters:
- Expertise: With years of experience in the industry, Calvos Insurance has the knowledge and expertise to provide you with the best homeowners and renters insurance solutions.
- Personalized service: Calvos Insurance understands that every homeowner and renter has unique needs. Their team of insurance professionals will work closely with you to tailor a policy that meets your specific requirements.
- Competitive rates: Calvos Insurance aims to provide affordable coverage options without compromising on quality. They offer competitive rates that fit within your budget.
- Claims support: In case of a covered loss, Calvos Insurance has a dedicated claims team ready to assist you throughout the claims process, ensuring a smooth and efficient resolution.
- Convenient online services: Calvos Insurance provides online services such as online payments and account management, making it easy for homeowners and renters to handle their insurance needs conveniently from anywhere at any time.
Whether you own a home or rent a property, Calvos Insurance is your reliable partner in providing comprehensive and affordable insurance coverage. Protect your property and belongings today with Calvos Insurance, and enjoy the peace of mind that comes with knowing you’re covered.
Calvos Insurance: Life Insurance For Peace Of Mind
Life insurance is an essential component of financial planning, providing individuals with peace of mind knowing that their loved ones will be taken care of in the event of their passing. Calvos Insurance is a trusted insurance agency based in Austin, Texas, that offers a range of life insurance options to meet the unique needs of individuals and families.
Importance of life insurance in financial planning
Life insurance plays a critical role in financial planning, as it provides a financial safety net for loved ones in the event of the policyholder’s death. It ensures that dependents are not burdened with financial hardships, such as mortgage payments, outstanding debts, or educational expenses. By having life insurance, individuals can have peace of mind knowing that their family’s financial well-being is taken care of even when they are no longer around.
Types of life insurance offered by Calvos Insurance
Calvos Insurance offers a variety of life insurance options to cater to different needs and budgets. These include:
- Term life insurance: This type of insurance provides coverage for a specific term, typically ranging from 10 to 30 years. It offers a straightforward and affordable option for individuals who want coverage for a specific period.
- Whole life insurance: Whole life insurance provides lifelong coverage and includes a cash value component that grows over time. It offers both protection and the potential for building cash value, making it an attractive option for individuals who want coverage for their entire life.
- Universal life insurance: Universal life insurance offers flexibility by allowing policyholders to adjust their premiums and death benefit amounts as their needs change over time. It provides a combination of insurance coverage and a savings component.
How Calvos Insurance helps individuals secure their financial future
Calvos Insurance is committed to helping individuals secure their financial future through comprehensive life insurance solutions. By understanding each client’s unique needs and goals, Calvos Insurance tailors insurance plans that provide maximum protection and peace of mind.
- Experienced insurance professionals at Calvos Insurance work closely with individuals to assess their specific financial requirements and recommend the most suitable life insurance options.
- Calvos Insurance offers personalized guidance and support throughout the policy application process, ensuring that individuals understand their coverage and policy terms.
- With a wide range of life insurance options available, individuals have the flexibility to choose the coverage and premium that aligns with their financial goals.
- Calvos Insurance continues to support clients even after policy purchase, providing ongoing assistance and reviews to ensure that coverage remains adequate as circumstances change.
At Calvos Insurance, individuals can find the peace of mind they deserve by securing life insurance that safeguards their financial future and protects their loved ones. Contact Calvos Insurance today to learn more about their life insurance options and start planning for tomorrow.
Calvos Insurance: Selectcare Health Insurance
Overview of SelectCare Health Insurance
Calvos Insurance offers SelectCare Health Insurance, a comprehensive healthcare coverage option designed to meet the unique needs of individuals and families in Guam and CNMI. With over 50 years of experience, Calvos Insurance is committed to providing quality healthcare coverage that ensures peace of mind and financial protection for its policyholders.
Benefits and Coverage Options of SelectCare
SelectCare Health Insurance provides a range of benefits and coverage options to cater to the diverse healthcare needs of its policyholders. Some of the key benefits and coverage options include:
- Extensive network of healthcare providers: SelectCare offers access to a wide network of doctors, hospitals, and specialists, ensuring that policyholders have access to quality healthcare services.
- Comprehensive coverage: SelectCare covers a wide range of medical services, including hospital stays, doctor visits, prescription medications, preventive care, and more. This comprehensive coverage ensures that policyholders receive the necessary care without financial burdens.
- Emergency and urgent care: SelectCare provides coverage for emergency and urgent care services to ensure that policyholders receive prompt medical attention when needed.
- Flexible plans: SelectCare offers a range of plan options to suit different budgets and healthcare needs. Whether an individual or a family, there are options available to customize coverage and make healthcare more affordable.
How Calvos Insurance Ensures Quality Healthcare Coverage
Calvos Insurance is dedicated to ensuring that its policyholders receive quality healthcare coverage through SelectCare. Here are some ways Calvos Insurance ensures excellence in healthcare coverage:
- Strong partnerships with healthcare providers: Calvos Insurance has established strong partnerships with reputable healthcare providers to ensure that policyholders have access to a wide range of high-quality healthcare services.
- Regular plan reviews and updates: Calvos Insurance regularly reviews its SelectCare plans to ensure they remain up-to-date and aligned with the evolving healthcare landscape. This ensures that policyholders have access to the latest medical advancements and treatments.
- Efficient claims management: Calvos Insurance strives to provide a seamless claims management process for its policyholders. Through streamlined procedures and dedicated claims representatives, policyholders can expect timely processing and resolution of their claims.
- Customer support and education: Calvos Insurance offers comprehensive customer support and education to help policyholders navigate their health insurance coverage effectively. From clarifying coverage details to guiding policyholders through the claims process, Calvos Insurance is committed to providing exceptional customer service.
With SelectCare Health Insurance from Calvos Insurance, individuals and families in Guam and CNMI can enjoy the peace of mind that comes with having reliable and comprehensive healthcare coverage. Whether it’s routine check-ups, emergencies, or specialized treatments, SelectCare aims to ensure that policyholders receive the care they need without financial stress.
Calvos Insurance: Coverage For Businesses
Insurance solutions for businesses
When it comes to protecting your business, Calvos Insurance has got you covered. As the oldest and largest insurance company in Guam and CNMI, Calvos Insurance understands the unique needs and challenges that businesses face in today’s ever-changing landscape. With their comprehensive insurance solutions, you can have peace of mind knowing that your business is protected.
Property and casualty coverage for commercial properties
Calvos Insurance offers property and casualty coverage specifically designed for commercial properties. Whether you own an office building, retail store, or industrial complex, Calvos Insurance can provide you with tailored insurance solutions to protect your property from any unforeseen events such as fire, theft, or natural disasters. Their team of experts will work closely with you to assess your needs and ensure that you have the right coverage in place to safeguard your investment.
Liability and professional insurance options for businesses
In addition to property and casualty coverage, Calvos Insurance also offers liability and professional insurance options for businesses. They understand that accidents and mistakes can happen, and the financial consequences can be devastating for a business. That’s why they provide liability insurance that can cover legal expenses and damages in the event of a lawsuit. Their professional insurance options, on the other hand, are designed to protect businesses against claims of negligence, errors, or omissions in the course of their professional services. With Calvos Insurance, you can have the peace of mind knowing that your business is protected from potential liabilities.
Don’t leave the fate of your business to chance. Trust Calvos Insurance for all your business insurance needs. Contact them today to learn more about their comprehensive insurance solutions and get a tailored coverage plan that fits your business requirements.
Choosing Calvos Insurance: Why Trust Matters
Reputation and trustworthiness of Calvos Insurance
When it comes to choosing an insurance provider, trustworthiness is of utmost importance. With Calvos Insurance, you can have full confidence in their reputation. Calvos Insurance is not only the oldest but also the largest insurance company in Guam and CNMI. With over years of experience, they have built a legacy of trust in the community.
Calvos Insurance’s commitment to integrity and excellence sets them apart from the competition. Their long-standing presence in the industry and their dedication to customer satisfaction have earned them a solid reputation among individuals and businesses alike. Clients can trust that their insurance needs will be met with professionalism, honesty, and transparency.
Testimonials and customer reviews
One of the best ways to gauge trustworthiness is through customer testimonials and reviews. Calvos Insurance thrives on positive feedback from satisfied clients. Countless individuals and businesses have shared their positive experiences with Calvos Insurance.
Customers applaud Calvos Insurance for their prompt and efficient service, knowledgeable staff, and personalized approach. Whether it’s for auto, motorcycle, homeowners, renters, or life insurance, customers trust Calvos Insurance to provide them with comprehensive coverage tailored to their specific needs.
How Calvos Insurance stands out from the competition
Calvos Insurance goes above and beyond to ensure that they stand out from the competition. Their commitment to superior customer service is one key aspect that sets them apart. They understand that each individual and business has unique insurance needs, and they take the time to listen, assess, and provide personalized solutions.
In addition to their exceptional service, Calvos Insurance offers a wide range of insurance products from reputable underwriters. This ensures that clients have access to top-notch coverage options that provide them with the financial protection they need. Calvos Insurance understands the importance of keeping up with the ever-changing insurance industry and continuously adapts to meet the evolving needs of their clients.
Moreover, Calvos Insurance is dedicated to educating their clients about insurance options and industry trends. They offer informative resources and guidance to help clients make informed decisions about their insurance needs. This commitment to transparency and empowerment further showcases Calvos Insurance’s trustworthiness and dedication to customer satisfaction.
When it comes to choosing an insurance provider, trust matters. Calvos Insurance’s solid reputation, positive customer testimonials, and personalized approach make them the ideal choice for individuals and businesses in Guam and CNMI. With Calvos Insurance, you can trust that your insurance needs will be well taken care of.
Contacting Calvos Insurance: Getting Started
When it comes to insurance, having a reliable and trustworthy provider is essential. Calvos Insurance, based in Austin, Texas, is a leading insurance company with a long-standing reputation for excellent service and competitive rates. Whether you’re looking for auto, motorcycle, homeowners, renters, or life insurance, Calvos Insurance has got you covered. Contacting Calvos Insurance is easy, and in this article, we’ll guide you through the process.
If you’re interested in getting a quote or have any questions, there are several ways you can get in touch with Calvos Insurance:
- Phone: You can call Calvos Insurance directly at +1 671-472-6816. Their friendly and knowledgeable agents will be happy to assist you and provide the information you need.
- Email: For a convenient and quick way to communicate, you can send an email to info@calvos.com. Make sure to include your contact details and the nature of your inquiry.
- Website: Calvos Insurance has a user-friendly website where you can find detailed information about their services and request a quote online. Simply visit www.calvos.com and navigate to the contact section to submit your request.
When requesting a quote from Calvos Insurance, there are a few pieces of information you should have on hand to ensure a smooth process:
- Your personal information: Provide your full name, contact details, and address.
- Policy details: Specify the type of insurance you’re interested in (auto, motorcycle, homeowners, renters, or life insurance) and any specific coverage requirements you may have.
- Vehicle or property information: If you’re requesting auto or property insurance, provide the necessary details such as the make and model of your vehicle or the address of your property.
At Calvos Insurance, customer convenience is a top priority. They offer a range of online payment options, ensuring a hassle-free experience for their customers. Here are the available online payment methods:
| Payment Method | Description |
|---|---|
| Credit/Debit Card | You can securely pay your insurance premiums using your credit or debit card. Calvos Insurance accepts major cards such as Visa, Mastercard, and American Express. |
| Bank Transfer | If you prefer to pay directly from your bank account, you can choose to make a bank transfer. Calvos Insurance provides the necessary details for a seamless transaction. |
| Online Wallet | For added convenience, Calvos Insurance accepts payments via popular online wallets such as PayPal and Google Pay. Simply connect your account and authorize the payment. |
With these flexible and secure online payment options, Calvos Insurance makes it effortless for customers to manage their insurance premiums and ensure peace of mind.
Trust Calvos Insurance For Your Insurance Needs
Recap of the benefits and services offered by Calvos Insurance
Calvos Insurance is a reputable insurance agency in Guam, providing a wide range of insurance products and services to meet the needs of individuals and businesses. With over X years of experience in the industry, Calvos Insurance has established itself as the oldest and largest insurance company on the island. Here’s a recap of the benefits and services they offer:
1. Personal Insurance: Calvos Insurance understands the importance of protecting your personal assets. They offer comprehensive coverage for auto, motorcycle, homeowners, renters, and life insurance. By choosing Calvos Insurance, you can have peace of mind knowing that your valuable possessions and loved ones are protected.
2. Business Insurance: For businesses of all sizes, Calvos Insurance offers tailored insurance solutions to safeguard their assets, employees, and operations. Whether it’s property and casualty insurance, liability coverage, or workers’ compensation, Calvos Insurance can customize a plan that matches your specific business needs.
3. Health Insurance: Calvos Insurance also provides health insurance options through their SelectCare division. With Calvos SelectCare, you can gain access to a wide network of healthcare providers and receive quality healthcare services at affordable rates. Their coverage options cater to individuals, families, and employer groups.
4. Exceptional Customer Service: Calvos Insurance takes pride in their commitment to customer satisfaction. Their team of knowledgeable insurance professionals is dedicated to providing personalized assistance and guidance throughout the insurance process. From helping you choose the right coverage to handling claims efficiently, Calvos Insurance ensures that their clients receive top-notch service.
Final thoughts on the importance of insurance and choosing a trusted provider
Insurance plays a crucial role in protecting what matters most to us. Whether it’s our homes, vehicles, businesses, or health, having a reliable insurance plan in place can provide financial security and help us recover from unexpected events and circumstances. However, it’s essential to select a trusted insurance provider that understands your unique needs and offers reliable coverage.
Calvos Insurance stands out as a trusted provider in the industry. With their extensive experience, wide range of insurance products, and exceptional customer service, they have built a legacy of trust in Guam and the CNMI. By choosing Calvos Insurance, you can have confidence in their ability to protect your assets and provide the support you need when it matters most.
Don’t leave your insurance needs to chance. Trust Calvos Insurance to provide you with reliable coverage, exceptional service, and the peace of mind you deserve. Contact Calvos Insurance today to discuss your insurance requirements and experience the difference of working with a trusted provider.
Frequently Asked Questions For Calvos Insurance
What Services Does Calvos Insurance Offer?
Calvos Insurance offers a wide variety of services, including auto, motorcycle, homeowners, renters, and life insurance. They also provide roadside assistance services.
How Can I Make A Payment For My Calvos Insurance Policy?
You can conveniently make a payment for your auto or home insurance online with Calvos Insurance. It’s fast, safe, and secure.
What Are The Coverage Options Available With Calvos Insurance?
Calvos Insurance offers coverage options for both Property & Casualty and Life & SelectCare insurance. They understand the special needs of Motorcycle insurance as well.
How Do I Access The Calvos Provider Portal?
To access the Calvos Provider Portal, simply log in to the HealthX website. Here, you can find information on eligibility, coverage, benefits, and more.
Conclusion
As the oldest and largest insurance company in Guam, Calvo’s Insurance has built a legacy of trust and reliability. With divisions dedicated to both Property & Casualty and Life & Health, they understand the unique needs of their clients. Offering a range of insurance services, including auto, motorcycle, homeowners, renters, and life insurance, Calvo’s Insurance is committed to providing fast, safe, and secure online payment options.
With their expertise and dedication to customer satisfaction, Calvo’s Insurance is the go-to choice for insurance coverage in Guam.
