Fast Cover Travel Insurance Review

Fast Cover Travel Insurance Review

Fast cover travel insurance provides comprehensive coverage at an affordable price. It offers 24/7 medical assistance, emergency cover, and customizable policies to meet individual travel needs.

Fast cover travel insurance is a reliable and cost-effective travel insurance provider that offers a variety of customizable policies to suit travelers’ needs. With 24/7 medical assistance, emergency cover, and a straightforward claims process, fast cover ensures that travelers are protected in case of unexpected situations during their trip.

With a user-friendly website and helpful customer support, it’s easy to purchase and manage policies. Fast cover also offers policies for overseas students and seniors, as well as coverage for pre-existing medical conditions. With its affordable prices and comprehensive benefits, fast cover travel insurance is an excellent option for travelers seeking peace of mind on their journey.

Fast Cover Company Overview

Fast cover travel insurance is an australian-based insurance company that provides affordable travel insurance that suits the needs of every traveler. With over 30 years of experience in the insurance industry, fast cover has become one of the most trusted names in the travel insurance market.

Here’s an overview of fast cover’s company background, products and services, customer reviews and satisfaction ratings, and its comparison with other travel insurance companies.

Company Background And History

Fast cover was founded in 2010 by dean and laura van es and was initially created as an insurance agency that specializes in travel insurance. The company was created in response to the lack of affordable travel insurance, which can serve the specific needs of travelers.

Fast cover had become one of the fastest-growing travel insurance companies, with over 800,000 satisfied customers.

Overview Of Products And Services

Fast cover offers a comprehensive range of travel insurance products that provide coverage for medical emergencies, cancellations, lost baggage, rental vehicles, personal liability, among others. Their insurance can be tailored to fit the specific needs of the traveler, whether traveling domestically or internationally.

Fast cover’s travel insurance services include:

  • Comprehensive travel insurance, for single or multiple trips
  • Annual multi-trip travel insurance, for frequent travelers
  • Domestic travel insurance, for domestic travels within australia
  • Already overseas policy, for those who have already left their home country
  • Non-medical policy, for those who require insurance but do not require medical coverage

Customer Reviews And Satisfaction Ratings

Customer satisfaction is a top priority for fast cover. The company has received positive feedback from its customers, with an overall rating of 4. 8 out of 5 on trustpilot, a leading online review community. Fast cover’s customer support has been praised for its excellence, responsiveness, and willingness to go above and beyond to assist its customers.

Comparison With Other Travel Insurance Companies

Fast cover stands out from its competitors for its competitive pricing, comprehensive coverage, excellent customer support, and user-friendly online platform. According to a recent survey by canstar, a leading financial comparison website in australia, fast cover was named the best travel insurance for seniors, receiving a five-star rating for its excellent coverage, customer service, and value for money.

Fast cover travel insurance is an excellent choice for anyone looking for affordable, comprehensive, and reliable travel insurance coverage. The company’s dedication to excellent customer support and user-friendly online platform provides travelers with peace of mind when traveling domestically or internationally.

Fast Cover Travel Insurance Plans

Fast cover offers three types of travel insurance policies: basic, comprehensive, and frequent traveller. Each policy has its own set of coverage details, limitations and benefits.


  • Provides coverage for medical expenses and personal liability.
  • Can be purchased up to 12 months before the intended travel date.
  • Available for single-trip or annual multi-trip coverage.


  • Offers a wider coverage including medical, cancellation, luggage, personal liability and rental car excess.
  • Travellers up to 89 years old can purchase the comprehensive policy.
  • Available for both single-trip and annual multi-trip coverage.

Frequent Traveller Policies Explained

  • Designed for frequent travellers who travel for business or leisure.
  • Offers comprehensive benefits for unlimited trips within a 12-month period.
  • Available for travellers up to the age of 75 years old.

Coverage Details And Limitations

Fast cover policies offer a broad range of coverage benefits to travellers. However, travellers must be aware that certain limitations and exclusions apply. Some of the limitations and exclusions include:

  • Pre-existing medical conditions are not covered under their policies.
  • Some hazardous activities and sports such as scuba diving and skiing may require an additional premium.
  • Limitations on claims for lost or stolen luggage, personal belongings, and travel documents.

Comparison With Other Insurance Plans

Fast cover policies are unique in their own sense as they offer different coverage options and benefits for travellers. However, when compared to other travel insurance providers, fast cover stands out because:

  • Fast cover policies are available for travellers up to the age of 89 years old, whereas some providers limit their coverage to travellers up to 65 years old.
  • Fast cover policies offer unlimited coverage for medical expenses, whereas other providers have a cap on their coverage amount.
  • Fast cover policies have fewer exclusions for hazardous activities and sports as compared to other travel insurance providers.

Fast cover offers a range of travel insurance policies that cater to different travel needs and budgets. Their policies provide comprehensive coverage benefits, however, travellers must be aware of the policy limitations and exclusions before purchasing.

Fast Cover Claims Process

Fast cover travel insurance is a leading provider of travel insurance, offering comprehensive coverage suited to different needs. The company values its customers and understands the importance of an efficient claims process. In this review, we will explore the fast cover claims process, which sets them apart from their competitors.

Step-By-Step Guide To Making A Claim

Fast cover travel insurance has one of the most straightforward claims processes in the insurance industry. You can make your claim anytime, anywhere, and in just a few simple steps. Here is a step-by-step guide:

  • Contact fast cover travel insurance as soon as possible- the earlier you notify them of your claim, the sooner they will attend to it.
  • Gather any relevant documentation to support your claim. You can find a complete list of documents required on the fast cover website.
  • Lodge your claim online via, or call their claims department.
  • Fast cover will review your claim within 10 business days and may request additional information if necessary.
  • Once your claim is approved, fast cover will make a payment directly into your account.

Common Reasons Claims Are Denied

While fast cover travel insurance strives to make their claims process as easy as possible, there are circumstances that may cause your claim to be denied. Here are some common reasons:

  • Failure to provide required documentation or necessary information.
  • Claims that are outside the policy limits and exclusions.
  • Pre-existing conditions not disclosed during application.
  • Claims that occur due to reckless or illegal behavior.

Comparison With Other Insurance Companies’ Claims Process

Fast cover travel insurance sets itself apart from other insurance providers, thanks to its hassle-free claims process. The company understands that making a claim can be stressful, and customers want their claims attended to as soon as possible. Other insurance companies may require customers to jump through hoops before processing their claims, but fast cover is different.

Customers can make their claims online, reducing the turnaround time significantly.

Fast cover travel insurance provides an efficient claims process that is easy to navigate, reducing the stress that comes with making a claim. The insurer has also made the claims process transparent, making it easy for clients to know what to expect.

Fast cover provides value for money, and coupled with their exceptional customer service, it is a provider worth considering for travel insurance.

Pros And Cons Of Fast Cover Travel Insurance

Fast cover travel insurance is a popular travel insurance provider that offers a range of policies to cater to different types of travellers. While some travel insurance providers may be more expensive than others, fast cover aims to provide competitive prices that do not compromise the quality of the service.

In this section, we will discuss the pros and cons of choosing fast cover travel insurance.

Advantages Of Choosing Fast Cover

When you choose fast cover travel insurance, you can enjoy a range of benefits, such as:

  • Fast and easy application process: You can complete the application process online, which only takes a few minutes. After submitting your information, you will receive your policy documents via email.
  • Comprehensive coverage: Fast cover offers a range of policies that cover different types of travellers, including solo travellers, families, and seniors. Depending on the policy you choose, you can enjoy benefits such as overseas medical and dental expenses, emergency travel arrangements, and lost luggage.
  • Competitive pricing: Fast cover offers reasonable prices that may be cheaper than other travel insurance providers. You can also customise your policy to suit your needs so that you only pay for the coverage you need.

Potential Drawbacks Or Limitations

While fast cover travel insurance offers many benefits, there are also some potential drawbacks or limitations to consider:

  • Limited coverage for pre-existing medical conditions: If you have a pre-existing medical condition, you may not be eligible for certain types of coverage. It is important to read the policy documents carefully and disclose any pre-existing medical conditions to ensure that you are adequately covered.
  • Claims process: Some customers have reported that the claims process can be slow, and it may take several weeks to receive a payout. It is important to keep detailed records and documentation of any incidents that occur during your travels to make the claims process smoother.

Comparison With Other Travel Insurance Providers

When comparing fast cover travel insurance with other travel insurance providers, it is important to consider factors such as coverage, pricing, and customer service. Here are some points to keep in mind:

  • Coverage: Fast cover offers a range of policies that cover different types of travellers. Some providers may offer more specific coverage, such as adventure sports or winter sports, so it is important to choose a provider that suits your needs.
  • Pricing: Fast cover offers competitive prices that may be cheaper than some other providers. However, it is important to compare prices and coverage to ensure that you are getting the best value for your money.
  • Customer service: Fast cover has generally positive reviews for their customer service. However, some customers have reported issues with the claims process, so it is important to read reviews and choose a provider with a good reputation for handling claims efficiently.

Fast cover travel insurance offers a range of benefits for travellers, including comprehensive coverage, competitive pricing, and a fast and easy application process. While there may be some potential drawbacks to consider, overall, fast cover is a reliable and trustworthy travel insurance provider that can give you peace of mind during your travels.

Frequently Asked Questions Of Fast Cover Travel Insurance Review

Is Fast Cover Travel Insurance Worth It?

Yes, fast cover travel insurance is worth it. It provides comprehensive coverage for lost luggage, emergency medical expenses, trip cancellations, and more. The company has a good reputation for customer service.

What Does Fast Cover Travel Insurance Cover?

Fast cover travel insurance covers a wide range of expenses related to travel. These include emergency medical expenses, trip cancellations, lost luggage, personal liability, and more. The coverage amount and limits differ based on the plan you choose.

How Much Does Fast Cover Travel Insurance Cost?

The cost of fast cover travel insurance depends on several factors, including your destination, age, and the type of coverage you choose. However, the cost is generally reasonable and affordable for most people.

How Do I Make A Claim With Fast Cover Travel Insurance?

To make a claim with fast cover travel insurance, you need to contact them as soon as possible after an incident occurs. You can submit your claim online or by phone. Make sure you have all the necessary documents, such as receipts and medical reports.

Does Fast Cover Travel Insurance Cover Pre-Existing Medical Conditions?

Yes, fast cover travel insurance covers pre-existing medical conditions as long as they meet certain criteria. You must declare your condition during the application process, and the insurer will let you know if your coverage will be affected.


Fast cover travel insurance is an excellent option for someone seeking a comprehensive travel insurance policy. The company’s policies offer great value and a variety of coverage options, including cancellations, medical emergencies, and lost or stolen luggage. With a simple and easy-to-use website, fast cover makes it convenient to purchase a policy at any time, and customer service is available around the clock to answer any questions or assist with claims.

Fast cover’s focus on transparency and customer satisfaction makes them a standout choice in the crowded travel insurance market. If you are in need of travel insurance for your next trip, consider fast cover’s policies and rest easy knowing you are covered in case of any unexpected incidents.

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